This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 313 7780

What is your mortgage for?

use mortgage calculator

Mortgages for Unusual Properties

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Right Bullets

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Compare mortgages for unusual properties

Whether you want to renovate a thatched cottage, convert an old industrial bui8ling into a stylish modern home, or even convert a lighthouse, there is likely to be a mortgage out there for you. Although borrowing money to finance the purchase and renovation of unusual properties can be done, it is not generally something that most high street mortgage lenders would offer.

Understandably, many mortgage lenders see this type of property as a risky investment because they cannot be sure of its resale value, or of its current inhabitability. By approaching a mortgage provider who specialises in mortgages for unusual properties, you could save yourself time and money.

Getting mortgages for unusual properties

Some of the issues you may encounter when trying to get a mortgage for an unusual property could include: 

  • Buying a flat in a tower block - the non-standard construction of this type of building may put off lenders
  • Converting a disused commercial property into a house or flats – you will need to check that you have the correct planning permission and that the building meets guidelines for residential conversion before lenders will consider your mortgage application
  • A flat above commercial premises or in an unusual location – mortgage lenders may be concerned about noise pollution or unconventional location affecting resale value in the future

Speak to our specialist team to help you find the right mortgage option for you. To speak to one of our mortgage advisers click here »

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

A to Z of mortgage lenders