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2.49% 2 Year Fixed

  • 60% LTV
  • Overall cost for comparison 3.90% APRC

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed untilfor 26 months after which reverts to HSBC variable rate of 4.04%.

Go to HSBC website »

National Counties Building Society Mortgages

National Counties Building Society (Now known as Family Building Society) provides several types of mortgages so you could soon find a mortgage deal that meets your need.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.84%
Rate type: 2.84% Discounted Variable (collared at 2.84%) for 2 years (2.05% disc)
Monthly cost: £743.44 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.7% APRC
Family Building Society logo 2.84% 2.84% Discounted Variable (collared at 2.84%) for 2 years (2.05% disc) 4.7% APRC 60% £999 £100 cashback £743.44 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.89%
Rate type: 2.89% Fixed to 30/04/2024
Monthly cost: £748.25 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.7% APRC
Family Building Society logo 2.89% 2.89% Fixed to 30/04/2024 4.7% APRC 60% £999 £748.25 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.89%
Rate type: 2.89% Fixed to 31/05/2027
Monthly cost: £748.25 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.3% APRC
Family Building Society logo 2.89% 2.89% Fixed to 31/05/2027 4.3% APRC 60% £999 £748.25 per month get quotes Call us0117 403 4474 More details
Initial rate: 2.94%
Rate type: 2.94% Discounted Variable (collared at 2.94%) for 2 years (1.95% disc)
Monthly cost: £753.07 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 4.7% APRC
Family Building Society logo 2.94% 2.94% Discounted Variable (collared at 2.94%) for 2 years (1.95% disc) 4.7% APRC 80% £999 £100 cashback £753.07 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.99%
Rate type: 2.99% Fixed to 31/05/2027
Monthly cost: £757.92 per month
Max LTV: 60%
Product fee: £599
Overall cost for comparison: 4.3% APRC
Family Building Society logo 2.99% 2.99% Fixed to 31/05/2027 4.3% APRC 60% £599 £757.92 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.99%
Rate type: 2.99% Fixed to 31/05/2027
Monthly cost: £757.92 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 4.3% APRC
Family Building Society logo 2.99% 2.99% Fixed to 31/05/2027 4.3% APRC 80% £999 £757.92 per month get quotes Call us0117 403 4474 More details
Initial rate: 2.99%
Rate type: 2.99% Fixed to 30/04/2024
Monthly cost: £757.92 per month
Max LTV: 60%
Product fee: £599
Overall cost for comparison: 4.7% APRC
Family Building Society logo 2.99% 2.99% Fixed to 30/04/2024 4.7% APRC 60% £599 £757.92 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.99%
Rate type: 2.99% Fixed to 30/04/2024
Monthly cost: £757.92 per month
Max LTV: 80%
Product fee: £999
Overall cost for comparison: 4.7% APRC
Family Building Society logo 2.99% 2.99% Fixed to 30/04/2024 4.7% APRC 80% £999 £757.92 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 3.04%
Rate type: 3.04% Fixed to 31/05/2027
Monthly cost: £762.78 per month
Max LTV: 95%
Product fee: £599
Overall cost for comparison: 4.3% APRC
Family Building Society logo 3.04% 3.04% Fixed to 31/05/2027 4.3% APRC 95% £599 £250 cashback £762.78 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 3.09%
Rate type: 3.09% Fixed to 30/04/2024
Monthly cost: £767.65 per month
Max LTV: 80%
Product fee: £599
Overall cost for comparison: 4.7% APRC
Family Building Society logo 3.09% 3.09% Fixed to 30/04/2024 4.7% APRC 80% £599 £767.65 per month get quotes Call us0117 403 4474 More details Broker Only Deal
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

National Counties Building Society Mortgages

Use our FREE online mortgage calculator to help you find the right mortgage – it instantly compares over 5,000 top mortgage deals to help you find the right one for you. Benefits of a National Counties Building Society mortgage could include:

  • No call centres – speak directly with experienced members of staff who can help you choose the right product.
  • Manage your mortgage application online.
  • Tailored lending decisions - experienced underwriters give individual consideration to every mortgage application.
  • No upper age limit for mortgage borrowers.

Types of mortgage available from National Counties Building Society

Some of the mortgages available from National Counties Building Society include:

  • Fixed rate mortgages – These mortgages offer the benefit of a fixed rate of interest for a set period from the start of the mortgage.
  • Base rate tracker mortgages - The interest you pay on this type of mortgage can go up or down during the term of the mortgage, in line with the Bank of England Base Rate.
  • Discount mortgages – This type of mortgage offers a discount on the National Counties Building Society Standard Variable Rate (SVR) for a fixed period after the mortgage starts.
  • Help to Buy mortgages – Designed for first time buyers, this is a Government scheme to help people buy their own home with as little as a 5% deposit.
  • First time buyer mortgages – Aimed at first time buyers, this mortgage is exclusive to National Counties Building Society and is designed to help first time buyers get a foothold on the property ladder by allowing a family member or friend to act as a guarantor. It is available at up to 95% LTV.
  • Buy to let mortgages – This mortgage is aimed at people who want to buy a property to rent out to tenants.
  • Specialist mortgages – National Counties Building Society offers a range of mortgages for more unusual circumstances, such as mortgages for second homes and holiday homes.

About National Counties Building Society Mortgages

National Counties Building Society was established in 1856 as the National Counties Permanent Benefit Building and Investment Society, and the name changed to National Counties Building Society in 1932. Today the National Counties Building Society remains fully independent, with branches across the Berkshire region offering a wide selection of specialist mortgage deals.

To compare the latest National Counties Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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