This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 403 4474

or Book Appointment

What is your mortgage for?

use mortgage calculator
 

4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.39%
Rate type: 4 year fixed
Monthly cost: £900.31 per month
Product fee: £850
Overall cost for comparison: 5.8% APRC
Newbury Building Society logo 4.39% 4 year fixed 5.8% APRC £850 £900.31 per month get quotes Broker Only Deal
Initial rate: 4.64%
Rate type: 2 year fixed
Monthly cost: £927.07 per month
Product fee: £850
Overall cost for comparison: 6.2% APRC
Newbury Building Society logo 4.64% 2 year fixed 6.2% APRC £850 £927.07 per month get quotes Broker Only Deal
Initial rate: 4.69%
Rate type: 2 year fixed
Monthly cost: £932.47 per month
Product fee: £850
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 4.69% 2 year fixed 6.3% APRC £850 £932.47 per month get quotes Broker Only Deal
Initial rate: 4.89%
Rate type: 2 year fixed
Monthly cost: £954.21 per month
Product fee: £0
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 4.89% 2 year fixed 6.3% APRC £0 £954.21 per month get quotes Broker Only Deal
Initial rate: 4.89%
Rate type: 3 year fixed
Monthly cost: £954.21 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Newbury Building Society logo 4.89% 3 year fixed 6.2% APRC £0 £954.21 per month get quotes Broker Only Deal
Initial rate: 4.95%
Rate type: 5 year fixed
Monthly cost: £960.79 per month
Product fee: £0
Overall cost for comparison: 6% APRC
Newbury Building Society logo 4.95% 5 year fixed 6% APRC £0 £960.79 per month get quotes Broker Only Deal
Initial rate: 5.09%
Rate type: 2 year fixed
Monthly cost: £976.2 per month
Product fee: £0
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 5.09% 2 year fixed 6.3% APRC £0 £976.2 per month get quotes Broker Only Deal
Initial rate: 5.19%
Rate type: 3 year fixed
Monthly cost: £987.29 per month
Product fee: £0
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 5.19% 3 year fixed 6.3% APRC £0 £987.29 per month get quotes Broker Only Deal
Initial rate: 5.19%
Rate type: 2 year fixed
Monthly cost: £987.29 per month
Product fee: £850
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 5.19% 2 year fixed 6.3% APRC £850 £987.29 per month get quotes Broker Only Deal
Initial rate: 5.29%
Rate type: 2 year fixed
Monthly cost: £998.43 per month
Product fee: £850
Overall cost for comparison: 6.3% APRC
Newbury Building Society logo 5.29% 2 year fixed 6.3% APRC £850 £998.43 per month get quotes Broker Only Deal
12

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Newbury Building Society Mortgages

Newbury Building Society provides several types of mortgages to meet your needs.

Use our FREE online mortgage calculator to help you find the right mortgage – it instantly compares over 5,000 top mortgage deals to help you find the right one for you.

Types of mortgage

Some of the mortgages available from Newbury Building Society include:

  • Variable rate mortgages - The interest you pay on this type of mortgage can go up or down during the term of the mortgage, in line with the Newbury Building Society Standard Variable Rate (SVR).

  • Discount mortgages – This type of mortgage offers a discount on the Newbury Building Society SVR for a fixed period after the mortgage starts.

  • Help to Buy mortgages – Designed for first time buyers, this is a Government scheme to help people buy their own home with as little as a 5% deposit.

  • Shared equity mortgages – This scheme allows you to pay a reduced deposit by providing an equity loan to reduce the amount needed for a deposit

  • Shared ownership mortgages – This type of mortgage allows you to buy a share of the property and pay rent on the rest. You can buy more shares over time until you have 100% ownership of the property.

  • Home Starter mortgage – Aimed at first time buyers, this mortgage is exclusive to Newbury Building Society and starts out as an interest only product for the first three years, which means that your initial payments are lower. It is available at up to 95% LTV.

  • Buy to let mortgages for expat landlords ­­– This mortgage is aimed at people who live overseas, but want to find a buy to let mortgage for a property in the UK.

  • Bridging mortgage – This type of mortgage could help you to buy a new property even if you are still waiting to sell your current home.

  • Self build mortgages – These mortgages are available for those looking to finance the construction of a new property or to help fund construction that is already under way.

About Newbury Building Society Mortgages

Newbury Building Society was established in 1856 as the Newbury Permanent Benefit Building and Investment Society, and the name changed to Newbury Building Society in 1932.

Today the Newbury Building Society remains fully independent, with branches across the Berkshire region offering a wide selection of specialist mortgage deals.

house icon

Request Call Back

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

Bridging Loan To Buy House

Capital Raising Mortgage

Equity Release Mortgages

Fast Mortgage

Home Improvement Loans

Large Mortgages

Mortgage Comparison

Mortgages For Dentists

Mortgages For Property Developers

Part Ownership Mortgage

Retirement Mortgages

Self Build Mortgage

Buy to Let Remortgage

Debt Consolidation Mortgage

Expat Mortgages

HMO Mortgages

How to get a Cheaper Mortgage

Million Pound Mortgages

Mortgages For Contractors

Mortgages For Doctors

New Build Mortgage

Remortgage To Release Equity

Second Mortgage

Shared Ownership Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.