Principality Building Society Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Choose the mortgage to suit you from Principality Building Society’s wide selection of mortgage deals.

Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from the Principality Building Society.

Benefits of a Principality Building Society mortgage could include:

• Mortgages at up to 90% loan to value (LTV)

• A range of flexible mortgage features including payment holidays, overpayment, and underpayment options

• No product fees, legal fees or valuation fees on selected mortgage deals

Mortgages available from Principality Building Society

Principality Building Society offers a selection of mortgages including:

• Fixed rate mortgages – this mortgage offers the security of a fixed interest rate for a set period of time so your monthly mortgage repayment doesn’t change regardless of whether interest rates rise, fall or stay the same.

• Discount mortgages – these mortgages could help you to keep your repayments to a minimum in the first few years of your mortgage.  They are variable rate mortgages offering a discount against Principality’s Standard Variable Rate (SVR) for a set period of time.

• Tracker mortgages – this type of mortgage links your monthly repayments to the Bank of England Bank Rate, which means your mortgage rates will increase or decrease as the Bank Rate changes.

• Buy to let mortgages – Principality offers a selection of buy to let mortgages for new and experienced property investors.

History of the Principality Building Society

The Principality Building Society is a Welsh building society based in Cardiff, founded in 1860. Today Principality is the largest building society in Wales and the sixth largest in the UK.

To compare the latest Principality Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.