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Mortgage & Equity Release - Call Us 0117 403 4474

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Principality Building Society Mortgages

UK Mortgage rates are at all time lows!

See below for a selection of leading Principality mortgages or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.16%
Rate type: 5 year fixed
Monthly cost: £876.03 per month
Product fee: £1,395
Overall cost for comparison: 6.2% APRC
Principality Building Society logo 4.16% 5 year fixed 6.2% APRC £1,395 £876.03 per month get quotes Broker Only Deal
Initial rate: 4.19%
Rate type: 5 year fixed
Monthly cost: £879.18 per month
Product fee: £1,395
Overall cost for comparison: 6.2% APRC
Principality Building Society logo 4.19% 5 year fixed 6.2% APRC £1,395 £879.18 per month get quotes Broker Only Deal
Initial rate: 4.26%
Rate type: 2 year fixed
Monthly cost: £886.55 per month
Product fee: £1,499
Overall cost for comparison: 6.7% APRC
Principality Building Society logo 4.26% 2 year fixed 6.7% APRC £1,499 £886.55 per month get quotes Broker Only Deal
Initial rate: 4.27%
Rate type: 5 year fixed
Monthly cost: £887.6 per month
Product fee: £0
Overall cost for comparison: 6.1% APRC
Principality Building Society logo 4.27% 5 year fixed 6.1% APRC £0 £887.6 per month get quotes Broker Only Deal
Initial rate: 4.30%
Rate type: 5 year fixed
Monthly cost: £890.77 per month
Product fee: £0
Overall cost for comparison: 6.1% APRC
Principality Building Society logo 4.30% 5 year fixed 6.1% APRC £0 £890.77 per month get quotes Broker Only Deal
Initial rate: 4.33%
Rate type: 2 year fixed
Monthly cost: £893.94 per month
Product fee: £1,499
Overall cost for comparison: 6.7% APRC
Principality Building Society logo 4.33% 2 year fixed 6.7% APRC £1,499 £893.94 per month get quotes Broker Only Deal
Initial rate: 4.35%
Rate type: 2 year fixed
Monthly cost: £896.06 per month
Product fee: £895
Overall cost for comparison: 6.7% APRC
Principality Building Society logo 4.35% 2 year fixed 6.7% APRC £895 £896.06 per month get quotes Broker Only Deal
Initial rate: 4.40%
Rate type: 5 year fixed
Monthly cost: £901.37 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Principality Building Society logo 4.40% 5 year fixed 6.2% APRC £0 £500 cashback £901.37 per month get quotes Broker Only Deal
Initial rate: 4.42%
Rate type: 2 year fixed
Monthly cost: £903.5 per month
Product fee: £895
Overall cost for comparison: 6.7% APRC
Principality Building Society logo 4.42% 2 year fixed 6.7% APRC £895 £903.5 per month get quotes Broker Only Deal
Initial rate: 4.45%
Rate type: 5 year fixed
Monthly cost: £906.69 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Principality Building Society logo 4.45% 5 year fixed 6.2% APRC £0 £500 cashback £906.69 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Principality Building Society Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Principality Building Society Mortgages

Choose the mortgage to suit you from Principality Building Society’s wide selection of mortgage deals.

Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from the Principality Building Society.

Benefits of a Principality Building Society mortgage could include:

  • Mortgages at up to 90% loan to value (LTV)

  • A range of flexible mortgage features including payment holidays, overpayment, and underpayment options

  • No product fees, legal fees or valuation fees on selected mortgage deals

Mortgages available from Principality Building Society

Principality Building Society offers a selection of mortgages including:

  • Fixed rate mortgages – this mortgage offers the security of a fixed interest rate for a set period of time so your monthly mortgage repayment doesn’t change regardless of whether interest rates rise, fall or stay the same.

  • Discount mortgages – these mortgages could help you to keep your repayments to a minimum in the first few years of your mortgage.  They are variable rate mortgages offering a discount against Principality’s Standard Variable Rate (SVR) for a set period of time.

  • Tracker mortgages – this type of mortgage links your monthly repayments to the Bank of England Bank Rate, which means your mortgage rates will increase or decrease as the Bank Rate changes.

  • Buy to let mortgages – Principality offers a selection of buy to let mortgages for new and experienced property investors.

History of the Principality Building Society

The Principality Building Society is a Welsh building society based in Cardiff, founded in 1860. Today Principality is the largest building society in Wales and the sixth largest in the UK.

To compare the latest Principality Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.