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Mortgage & Equity Release - Call Us 0117 205 1481

2.44% Lifetime Tracker 

  • Maximum LTV 80%
  • Overall cost for comparison 2.5% APRC

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

1.22% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 2 years after which reverts to NatWest variable rate of 3.59%.

Call RBS on 0800 068 7706

1.37% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 2.80%
  • Interest only option

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.60% 2 Year Fixed 

  • 90% Loan To Value
  • Overall cost for comparison 3.60%

Representative Example:Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 2 years after which reverts to the variable rate of 3.59%.

Call us on 0800 068 8567

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.22%
Rate type: Fixed Mar-2023
Monthly cost: £390.76 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.22% Fixed Mar-2023 3.3% APRC 60% £1025.00 £390.76 per month get quotes Call direct0800 068 8567
Initial rate: 1.24%
Rate type: Fixed May-2023
Monthly cost: £391.71 per month
Max LTV: 60%
Product fee: £1016.00
Overall cost for comparison: 3.3% APRC
HSBC logo 1.24% Fixed May-2023 3.3% APRC 60% £1016.00 £391.71 per month get quotes Call direct0800 077 4336
Initial rate: 1.34%
Rate type: Fixed Mar-2023
Monthly cost: £396.37 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 3.3% APRC
NatWest logo 1.34% Fixed Mar-2023 3.3% APRC 60% £1025.00 £396.37 per month get quotes Call direct0800 068 8567
Initial rate: 1.35%
Rate type: Fixed May-2026
Monthly cost: £398.80 per month
Max LTV: 65%
Product fee: £1713.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.35% Fixed May-2026 3.1% APRC 65% £1713.00 £398.80 per month get quotes Call direct0330 057 1528
Initial rate: 1.36%
Rate type: Fixed May-2026
Monthly cost: £399.29 per month
Max LTV: 60%
Product fee: £1516.00
Overall cost for comparison: 2.8% APRC
HSBC logo 1.36% Fixed May-2026 2.8% APRC 60% £1516.00 £399.29 per month get quotes Call direct0800 077 4336
Initial rate: 1.37%
Rate type: Fixed Mar-2026
Monthly cost: £397.78 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.8% APRC
NatWest logo 1.37% Fixed Mar-2026 2.8% APRC 60% £1025.00 £397.78 per month get quotes Call direct0800 068 8567
Initial rate: 1.39%
Rate type: Fixed May-2026
Monthly cost: £398.72 per month
Max LTV: 65%
Product fee: £1213.00
Overall cost for comparison: 3.1% APRC
Virgin Money logo 1.39% Fixed May-2026 3.1% APRC 65% £1213.00 £398.72 per month get quotes Call direct0330 057 1528
Initial rate: 1.39%
Rate type: Fixed May-2026
Monthly cost: £398.73 per month
Max LTV: 60%
Product fee: £1016.00
Overall cost for comparison: 2.8% APRC
HSBC logo 1.39% Fixed May-2026 2.8% APRC 60% £1016.00 £398.73 per month get quotes Call direct0800 077 4336
Initial rate: 1.44%
Rate type: Fixed Mar-2026
Monthly cost: £401.07 per month
Max LTV: 60%
Product fee: £1025.00
Overall cost for comparison: 2.9% APRC
NatWest logo 1.44% Fixed Mar-2026 2.9% APRC 60% £1025.00 £401.07 per month get quotes Call direct0800 068 8567
Initial rate: 1.5%
Rate type: Fixed Feb-2023
Monthly cost: £405.92 per month
Max LTV: 75%
Product fee: £1745.00
Overall cost for comparison: 3.8% APRC
Yorkshire Building Society logo 1.5% Fixed Feb-2023 3.8% APRC 75% £1745.00 £405.92 per month get quotes Call direct0117 313 7780
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Lloyds Mortgage Renewal

Our Mortgage Renewal Service - helping you find the best deal

If you have a mortgage with Lloyds or one of Lloyds Bank Group e.g. Halifax or BM Solutions we can help you find out if you are getting the best deal for your circumstances.

Why choose our mortgage service?

Fair Mortgages can provide you with a first class remortgage service. 

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders
  • Great Rates! - Access to leading market mortgage rates 
  • Exclusive Deals - exclusive mortgages not available on high street
  • Specialist lenders - who will lend in areas tht high street lenders will not
  • Fast turnaround - speak to us today if you need to move quickly
  • We have lenders who will take into account previous credit issues 
  • Looking to raise additional finance? - we have access to a range of innovative finance solutions

To investigate your mortgage options call our specialist team on 0117 313 7780 or fill in our call back form. 

Right Bullets

Find the Best Lloyds mortgages

Compare remortgage deals from Lloyds Bank

A Lloyds remortgage provides flexible remortgage solutions that account for unexpected changes in personal circumstances. The bank offers its customers – both existing and new – a flexible and tailored approach to mortgage lending that means that you can combine some of the best features of the various different packages on offer, to create the remortgage deal to suit your circumstances.

One of the largest banks in the UK, Lloyds has origins dating back to 1765. Lloyds Bank has taken over a number of smaller banking companies, and in 1995 it merged with the Trustee Savings Bank (TSB). The bank was known as Lloyds TSB Bank plc between 1999 and 2013. In September 2013 the two banks divided into separate entities and Lloyds Bank is now known by its original name of Lloyds.

Renew your mortgage with Lloyds

There are a wide range of Lloyds remortgages to choose from, including:

Fixed Rate remortgages - With this type of remortgage, your interest will stay the same each month until a set date, regardless of what happens to interest rates. Many lenders offer fixed rates for two, three or five years. The benefit of a fixed-rate remortgage is that it helps you to budget more easily, because your interest rate will stay the same for the length of the deal.

Tracker remortgages - With this type of remortgage, the interest rate tracks the Bank of England Base Rate. Every time that rate goes up or down, so does the interest rate on your mortgage. Therefore if interest rates fall or remain low your monthly remortgage payments will be less, and if the base rate rises you will need to have money budgeted to make higher monthly payments.

Features and benefits of a Lloyds remortgage deal

A Lloyds remortgage could offer a range of useful features such as:

  • Choose from a range of repayment options such as fixed rate mortgages – and tracker remortgages
  • Release capital for home improvements at a lower rate than a loan
  • Speedy remortgage processing time of around four to eight weeks from application to completion

How do you renew your Lloyds mortgage?

A remortgage is when you replace your existing mortgage with a new one. There are many reasons for remortgaging, but the majority fall into one of the two following categories:            

  • Remortgaging to save money on your repayments - If you have a fixed rate mortgage deal or a mortgage offer that provides an introductory discount rate for a limited period, then your interest rate will usually switch to the lender’s Standard Variable Rate (SVR) after this time has elapsed. The lender’s SVR is likely to be higher and will probably mean that you have to pay more each month. By switching to a more suitable mortgage deal with a different mortgage provider, remortgaging could potentially allow you to benefit from lower interest rates and lower monthly mortgage repayments. Finding the right remortgage deal may save you a significant amount of money when it comes to making your mortgage repayments each month.            
  • Remortgaging to raise cash - Remortgaging can allow you to use some of the value that has built up in your home over time – also known as equity. The right remortgage deal could release money to help you add an extension to your home, carry out essential maintenance, or consolidate debts. 

At Fair Mortgages our team of independent, whole of market mortgage experts can discuss your remortgage requirements and help you to find the most suitable Lloyds remortgage deals for you – call us today on 0117 313 7780 or request a callback.

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