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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

 

Santander Mortgages

UK Mortgage rates are on the rise!

See below for a selection of leading Santander deals or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.25%
Rate type: 5 year fixed
Monthly cost: £885.49 per month
Product fee: £0
Overall cost for comparison: 6.1% APRC
Santander logo 4.25% 5 year fixed 6.1% APRC £0 £885.49 per month get quotes Broker Only Deal
Initial rate: 4.30%
Rate type: 3 year fixed
Monthly cost: £890.77 per month
Product fee: £0
Overall cost for comparison: 6.5% APRC
Santander logo 4.30% 3 year fixed 6.5% APRC £0 £890.77 per month get quotes Broker Only Deal
Initial rate: 4.32%
Rate type: 2 year fixed
Monthly cost: £892.88 per month
Product fee: £0
Overall cost for comparison: 6.7% APRC
Santander logo 4.32% 2 year fixed 6.7% APRC £0 £892.88 per month get quotes Broker Only Deal
Initial rate: 4.39%
Rate type: 5 year fixed
Monthly cost: £900.31 per month
Product fee: £0
Overall cost for comparison: 6.1% APRC
Santander logo 4.39% 5 year fixed 6.1% APRC £0 £900.31 per month get quotes Broker Only Deal
Initial rate: 4.42%
Rate type: 2 year fixed
Monthly cost: £903.5 per month
Product fee: £0
Overall cost for comparison: 6.7% APRC
Santander logo 4.42% 2 year fixed 6.7% APRC £0 £903.5 per month get quotes Broker Only Deal
Initial rate: 4.48%
Rate type: 3 year fixed
Monthly cost: £909.9 per month
Product fee: £0
Overall cost for comparison: 6.6% APRC
Santander logo 4.48% 3 year fixed 6.6% APRC £0 £909.9 per month get quotes Broker Only Deal
Initial rate: 4.48%
Rate type: 5 year fixed
Monthly cost: £909.9 per month
Product fee: £0
Overall cost for comparison: 6.2% APRC
Santander logo 4.48% 5 year fixed 6.2% APRC £0 £909.9 per month get quotes Broker Only Deal
Initial rate: 4.49%
Rate type: 3 year fixed
Monthly cost: £910.96 per month
Product fee: £0
Overall cost for comparison: 6.5% APRC
Santander logo 4.49% 3 year fixed 6.5% APRC £0 £910.96 per month get quotes Broker Only Deal
Initial rate: 4.49%
Rate type: 10 year fixed
Monthly cost: £910.96 per month
Product fee: £0
Overall cost for comparison: 5.6% APRC
Santander logo 4.49% 10 year fixed 5.6% APRC £0 £910.96 per month get quotes Broker Only Deal
Initial rate: 4.58%
Rate type: 2 year fixed
Monthly cost: £920.61 per month
Product fee: £0
Overall cost for comparison: 6.7% APRC
Santander logo 4.58% 2 year fixed 6.7% APRC £0 £920.61 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Santander Mortgages

Our Santander Mortgage Service

Santander Mortgage Quotes

Fair Mortgages can provide you with a first class remortgage service. We work with SANTANDER and other leading UK lenders to help you get the best deal.

Special features of what we offer include:

  • Whole of market service - we cover over 60 UK lenders including Santander

  • Great Rates! - Access to leading market rates

  • Exclusive Deals - Access to exclusive remortgage deals not available on high street

  • Fast turnaround - call us if you need to move fast!

  • Less than perfect credit history? - We have lenders who will take into account previous defaults and missed payments 

  • Raising additional finance - If you are looking to raise finance we will look at all your finance options as well as remortgaging.

To investigate your mortgage options call our specialist team on 0117 403 4474 or fill in our call back form. 

If you are searching for a mortgage, Santander offers a broad choice of different mortgage deals to choose from.

To compare Santander mortgages with over 5,000 of the latest mortgage deals available, use our FREE online comparison tool above or request a personalised mortgage quote. Potential benefits of a Santander mortgage deal include:

  • A wide range of mortgages to suit many different property buyers

  • Overpayment options

  • No early repayment charges on selected mortgage deals

Santander mortgages

The mortgage deals on offer from Santander would suit a variety of buyers, from those just starting out on the property ladder to those who are on the hunt for a better mortgage deal. Compare Santander mortgage rates - some of the mortgage types on offer include:

Fixed rate mortgages – Where the interest rate is fixed for the introductory period, so you know exactly how much your monthly payments will be for this time.

Fixed term tracker mortgages – Where your payments throughout the introductory period follow the Base Rate, set by the Bank of England.

Lifetime tracker mortgages – your repayments follow the Bank of England base rate for the life of the mortgage.

Remortgages – switch to a better mortgage deal and you could save

Flexible offset mortgages – use your savings to offset your mortgage

First time buyer mortgages

In addition to the mortgages above, Santander is also participating in the second phase of the Government’s Help to Buy scheme, and therefore offers mortgages of up to 95% LTV to eligible buyers who want to get onto the property ladder but are struggling to raise a deposit. For the best Santander mortgage rates see the table above.

Santander Mortgage Quotes

About Santander UK

Based in Spain, Santander is a relative newcomer to the British mortgage market, following its acquisition of Abbey National in 2004.

Santander then went on to acquire Bradford & Bingley and Alliance and Leicester in 2008.

Nowadays, Santander has more than 1,300 branches across the UK and offers a wide selection of mortgage deals to suit all borrowers.

To compare the latest Santander mortgage deals with other leading mortgage rates and find the best deals for you, request a personalised mortgage quote.

Finding the right mortgage

There are a wide range of products available on the UK mortgage market, from a variety of different lenders. This means that it can be a good idea to shop around thoroughly beforehand to try and find the best deal on home finance that fits your circumstances.

You may therefore benefit from using the Fair Mortgages calculator, you just need to enter the type of mortgage you are interested in and the relevant information, the calculator will then be able to filter a selection of mortgages based on the details you entered, you can then compare products which might help you decide which the right choice is for you.

Call our Mortgage team on 0117 403 4474 or Request a Callback.

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