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Mortgage & Equity Release - Call Us 0117 403 4474

What is your mortgage for?

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0.87% APR 

  • Fixed for 26 months
  • 60% LTV - Interest only option
  • Overall cost for comparison 3.20%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 26 months after which reverts to the RBS variable rate of 3.59%.

Call RBS on 0800 068 7706

0.97% APR

  • Fixed for 62 Months
  • 60% LTV - Interest Only
  • Overall cost for comparison 2.60%

Representative Example: 

Mortgage of £180,000 on property valued at £300,000 over term of 25 years.

Rate fixed for 62 months after which reverts to NatWest variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

3.15% APR 

  • Fixed for 26 months
  • 95% LTV - £500 CASHBACK Offer!
  • Overall cost for comparison 3.60%

Representative Example: 

Mortgage of £100,000 on property valued at £200,000. Term of 25 years.

Rate fixed for 26 months then reverts to variable rate of 3.59%.

Call NatWest FREE on 0800 068 8567

Scottish Building Society Mortgages

UK Mortgage rates are at all time lows!

See below for a selection of leading Scottish BS mortgages or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 1.76%
Rate type: Fixed 24 months
Monthly cost: £643.92 per month
Max LTV: 60%
Product fee: £1,495
Overall cost for comparison: 4.6% APRC
Scottish BS logo 1.76% Fixed 24 months 4.6% APRC 60% £1,495 £643.92 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.97%
Rate type: Fixed 60 months
Monthly cost: £662.62 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.0% APRC
Scottish BS logo 1.97% Fixed 60 months 4.0% APRC 80% £995 £662.62 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.97%
Rate type: Fixed 60 months
Monthly cost: £662.62 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.0% APRC
Scottish BS logo 1.97% Fixed 60 months 4.0% APRC 80% £995 £662.62 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.99%
Rate type: Discounted Variable 36 months
Monthly cost: £664.42 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.4% APRC
Scottish BS logo 1.99% Discounted Variable 36 months 4.4% APRC 80% £995 £664.42 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.99%
Rate type: Fixed 24 months
Monthly cost: £664.42 per month
Max LTV: 60%
Product fee: £995
Overall cost for comparison: 4.6% APRC
Scottish BS logo 1.99% Fixed 24 months 4.6% APRC 60% £995 £664.42 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.99%
Rate type: Discounted Variable 36 months
Monthly cost: £664.42 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.4% APRC
Scottish BS logo 1.99% Discounted Variable 36 months 4.4% APRC 80% £995 £664.42 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 1.99%
Rate type: Discounted Variable 36 months
Monthly cost: £664.42 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.4% APRC
Scottish BS logo 1.99% Discounted Variable 36 months 4.4% APRC 80% £995 £664.42 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 2.19%
Rate type: Fixed 24 months
Monthly cost: £682.55 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.7% APRC
Scottish BS logo 2.19% Fixed 24 months 4.7% APRC 80% £995 £682.55 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 2.26%
Rate type: Fixed 60 months
Monthly cost: £688.96 per month
Max LTV: 80%
Product fee: £0
Overall cost for comparison: 4.1% APRC
Scottish BS logo 2.26% Fixed 60 months 4.1% APRC 80% £0 £688.96 per month get quotes Call us0117 313 7780 More details Broker Only Deal
Initial rate: 2.28%
Rate type: Fixed 36 months
Monthly cost: £690.80 per month
Max LTV: 80%
Product fee: £995
Overall cost for comparison: 4.5% APRC
Scottish BS logo 2.28% Fixed 36 months 4.5% APRC 80% £995 £690.80 per month get quotes Call us0117 313 7780 More details Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Scottish Building Society Mortgages

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support".

As your mortgage is such an important transaction, good advice is imperative.

Scottish Building Society Mortgages

The Scottish Building Society offers a range of mortgage deals to suit everyone from first time buyers to people looking to remortgage in order to get a better deal. You can compare the mortgages offered by the Scottish Building Society with over 5,000 of the latest mortgage deals using our FREE comparison service.

 Getting a mortgage with the Scottish Building Society

The Scottish Building Society offers a range of mortgage deals to suit a variety of buyers. When choosing a mortgage you will need to consider several factors before you make a decision. Some of the types of mortgage on offer from the Scottish Building Society include:

  • Fixed Rate Mortgages – get a set rate of interest on repayments for a specified time
  • Variable Rate Mortgages - payments can go up or down according to movements in interest rates
  • Self Build Mortgages – fine self-build mortgage deals for people who are building their own property or renovating an existing property
  • Guest House mortgages – the Scottish Building Society offers mortgages for people looking to buy or remortgage a Guest House or Bed and Breakfast in Scotland.
  • Lifetime Mortgages – designed for people aged 65 and over who are looking to release some equity from their home

About the Scottish Building Society

The Scottish Building Society was founded in 1848 as the Edinburgh Property Investment Company, and now offers a range of mortgage products to help those looking to move home or remortgage, along with specialist products such as lifetime mortgages, guest house mortgages and self build mortgages.

To compare the latest mortgage deals from the Scottish Building Society with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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A-Z Scottish BS Mortgages