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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

 

Virgin Money Mortgages

See below for a selection of leading Virgin Money mortgages or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.36%
Rate type: 5 year fixed
Monthly cost: £986.25 per month
Product fee: £1,295
Overall cost for comparison: 7.4% APRC
Virgin Money logo 4.36% 5 year fixed 7.4% APRC £1,295 £500 cashback £986.25 per month get quotes Broker Only Deal
Initial rate: 4.51%
Rate type: 5 year fixed
Monthly cost: £1001.52 per month
Product fee: £1,295
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.51% 5 year fixed 7.5% APRC £1,295 £500 cashback £1001.52 per month get quotes Broker Only Deal
Initial rate: 4.52%
Rate type: 5 year fixed
Monthly cost: £1002.54 per month
Product fee: £0
Overall cost for comparison: 7.4% APRC
Virgin Money logo 4.52% 5 year fixed 7.4% APRC £0 £300 cashback £1002.54 per month get quotes Broker Only Deal
Initial rate: 4.62%
Rate type: 5 year fixed
Monthly cost: £1012.8 per month
Product fee: £0
Overall cost for comparison: 7.4% APRC
Virgin Money logo 4.62% 5 year fixed 7.4% APRC £0 £300 cashback £1012.8 per month get quotes Broker Only Deal
Initial rate: 4.67%
Rate type: 5 year fixed
Monthly cost: £1017.95 per month
Product fee: £1,295
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.67% 5 year fixed 7.5% APRC £1,295 £500 cashback £1017.95 per month get quotes Broker Only Deal
Initial rate: 4.80%
Rate type: 5 year fixed
Monthly cost: £1031.39 per month
Product fee: £1,295
Overall cost for comparison: 7.6% APRC
Virgin Money logo 4.80% 5 year fixed 7.6% APRC £1,295 £1031.39 per month get quotes Broker Only Deal
Initial rate: 4.83%
Rate type: 5 year fixed
Monthly cost: £1034.51 per month
Product fee: £0
Overall cost for comparison: 7.5% APRC
Virgin Money logo 4.83% 5 year fixed 7.5% APRC £0 £300 cashback £1034.51 per month get quotes Broker Only Deal
Initial rate: 4.87%
Rate type: 5 year fixed
Monthly cost: £1038.67 per month
Product fee: £995
Overall cost for comparison: 7.6% APRC
Virgin Money logo 4.87% 5 year fixed 7.6% APRC £995 £300 cashback £1038.67 per month get quotes Broker Only Deal
Initial rate: 4.89%
Rate type: 10 year fixed
Monthly cost: £1040.76 per month
Product fee: £995
Overall cost for comparison: 6.4% APRC
Virgin Money logo 4.89% 10 year fixed 6.4% APRC £995 £1000 cashback £1040.76 per month get quotes Broker Only Deal
Initial rate: 4.90%
Rate type: 5 year fixed
Monthly cost: £1041.8 per month
Product fee: £995
Overall cost for comparison: 7.6% APRC
Virgin Money logo 4.90% 5 year fixed 7.6% APRC £995 £300 cashback £1041.8 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Virgin Money Mortgages

Fair Mortgages can provide you with a first class service if you are looking for a mortgage with Virgin Money. 

Special features of what we offer include:

  • Whole of market broker - we work with Virgin Money as an intermediary and s well as over 60 UK lenders

  • Great Rates - Access to leading rates

  • Market Exclusives - Access to exclusive mortgage deals not available on high street

  • Our  Expertise - Expert help whether you are a first time investor or experienced full time landlord

  • Credit Issues? - We have lenders who will take into account previous defaults and missed payments 

  • Experienced? - Have a complex buy to let or have a portfolio of 5+ properties? - speak to us

To investigate your mortgage options call our specialist team on 0117 403 4474 or fill in our call back form. 

Virgin Money Mortgages

Virgin Money offers borrowers a wide choice of mortgage deals. You can compare Virgin Money mortgages with over 5,000 of the latest mortgage deals on the market using our online mortgage comparison service. Virgin Money mortgages offer some of the following additional features:

  • Enjoy benefits and discounts across the Virgin group of companies

  • A dedicated mortgage adviser to help you with your mortgage application

  • Flexible mortgage features, including options for overpayments, underpayments and payment holidays

  • Special rates available for existing Virgin Money mortgage customers

Choosing the right Virgin Money mortgage

When choosing the right Virgin Money mortgage deal for you, it is a good idea to consider various factors when making your decision.

You will need to think about the value of the property you want to buy, how much you can afford as a deposit, and how much you are able to put towards monthly repayments. Some of the mortgage options that are currently available from Virgin Money include:

  • Fixed rate mortgages

  • Tracker mortgages

  • Buy to let mortgages

  • First time buyer mortgages

Virgin Money is also participating in the Help to Buy scheme, a Government-backed initiative that aims to help people with smaller deposits to buy a home. If you are eligible for this scheme then you may be able to get a mortgage with as little as a 5% deposit.

About Virgin Money

Virgin Money began in 1995 and expanded into online banking with the launch of the Virgin Money website in 2001. Virgin Money now provides a wide range of mortgages to suit different borrowers.

To compare top Virgin Money call our mortgage team on 0117 403 4474  or request a callback.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.