This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Mortgage & Equity Release - Call Us 0117 313 7780

What is your mortgage for?

 

1.41% 5 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.30%
  • £250 Cashback

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 4.24%.

Call NatWest FREE on 0800 068 8567

1.17% 2 Year Fixed 

  • 60% LTV
  • Overall cost for comparison 3.80%
  • £250 Cashback

Representative Example: 

Mortgage of £100,000 on property valued at £200,000 over term of 25 years.

Rate fixed for 5 years after which reverts to NatWest variable rate of 4.24%.

Call NatWest FREE on 0800 068 8567

First Time Buyer Mortgage Calculator

Compare First Time Buyer Mortgage Rates - We compare all the leading first time buyer mortgage deals available in the UK market. See the tables below for a selection of leading current mortgage deals or use our FREE first time buyer mortgage calculator to find deals based on your requirements.

There are no results matching your search

First Time Buyer Mortgage Calculator

If you are thinking about buying your first home, one of the most important initial steps if to work out exactly how much you might be able to borrow. Before you get carried away browsing estate agents, it’s essential to have a realistic idea of your overall budget and stick to it when considering properties.

You can use our FREE first time buyer mortgage calculator, below, to help you find the best deal for you. Just enter a few simple details about your income, the deposit you have available and the rough value of the property you want to buy – and you can compare over 5,000 top mortgage deals instantly.

Points to consider when choosing your first mortgage

Buying your first property can be both daunting and exciting, and so it’s important to think carefully about the logistics of financing the purchase – after all, buying a home will probably be one of the biggest purchases you will ever make. Some things to think about as you browse through the various mortgage deals available include:

  • How big is your deposit? Due to the Government Help to Buy mortgages scheme it is now possible to obtain a mortgage with a deposit of as little as 5% of your chosen property’s value in some cases.  It’s a good idea to put down the biggest deposit you can afford without overstretching your finances, as this means that you will have a higher equity stake in the property from the outset, therefore potentially lowering your monthly mortgage repayments

  • How much can you realistically afford to repay each month? It can be tempting to overstretch your budget in order to get a dream property, but this could backfire if interest rates rise and you’re no longer able to afford your monthly repayments. Since April 2014, lenders are required to ‘stress-test’ your finances before offering you a mortgage deal, so 

To compare top mortgage interest rates and find the best mortgage deals for you, use the mortgage calculator to search over 5,000 mortgage deals based on your personal circumstances.

house icon

Call 0117 313 7780 or Request Callback

For a FREE initial conversation about your mortgage options complete our short enquiry form.

request call back

Please confirm your details

Extra information

The optional information below will help us to contact you

Our Services

A to Z of mortgage lenders