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Mortgage & Equity Release - Call Us 0117 403 4474

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

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4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 3.74%
Rate type: 5 year fixed
Monthly cost: £924.46 per month
Product fee: £995
Overall cost for comparison: 6.3% APRC
NatWest logo 3.74% 5 year fixed 6.3% APRC £995 £924.46 per month get quotes
Initial rate: 3.76%
Rate type: 5 year fixed
Monthly cost: £926.42 per month
Product fee: £899
Overall cost for comparison: 5.8% APRC
Barclays 3.76% 5 year fixed 5.8% APRC £899 £926.42 per month get quotes Broker Only Deal
Initial rate: 3.77%
Rate type: 5 year fixed
Monthly cost: £927.4 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Halifax 3.77% 5 year fixed 6.6% APRC £999 £250 cashback £927.4 per month get quotes
Initial rate: 3.77%
Rate type: 5 year fixed
Monthly cost: £927.4 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Halifax 3.77% 5 year fixed 6.6% APRC £999 £250 cashback £927.4 per month get quotes Broker Only Deal
Initial rate: 3.78%
Rate type: 5 year fixed
Monthly cost: £928.38 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Lloyds Bank 3.78% 5 year fixed 6.6% APRC £999 £250 cashback £928.38 per month get quotes
Initial rate: 3.79%
Rate type: 5 year fixed
Monthly cost: £929.36 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
Nationwide Building Society logo 3.79% 5 year fixed 6.3% APRC £999 £929.36 per month get quotes Broker Only Deal
Initial rate: 3.79%
Rate type: 5 year fixed
Monthly cost: £929.36 per month
Product fee: £995
Overall cost for comparison: 6.3% APRC
NatWest logo 3.79% 5 year fixed 6.3% APRC £995 £929.36 per month get quotes
Initial rate: 3.79%
Rate type: 3 year fixed
Monthly cost: £929.36 per month
Product fee: £0
Overall cost for comparison: 6.4% APRC
Santander logo 3.79% 3 year fixed 6.4% APRC £0 £929.36 per month get quotes Broker Only Deal
Initial rate: 3.80%
Rate type: 3 year fixed
Monthly cost: £930.34 per month
Product fee: £999
Overall cost for comparison: 6.3% APRC
Barclays 3.80% 3 year fixed 6.3% APRC £999 £930.34 per month get quotes Broker Only Deal
Initial rate: 3.82%
Rate type: 5 year fixed
Monthly cost: £932.31 per month
Product fee: £999
Overall cost for comparison: 5.8% APRC
HSBC logo 3.82% 5 year fixed 5.8% APRC £999 £1250 cashback £932.31 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages for Young Professionals

Our Mortgage Service For Young Professionals

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Mortgages for Young Professionals

Compare Mortgages For Young Professionals

One of the most exciting things about your first professional role is having the potential to buy your very own flat or house.

However many young professionals looking to get on the property ladder for the first time are put off but the need for a substantial deposit, which may be difficult to save if you have not been working long.

How to get mortgages for young professionals

Fortunately, there are a variety of options to help you take the first step on the mortgage ladder as a young professional getting a mortgage for the first time. Some of your options could include:

A Help To Buy Mortgage – this is a specialist mortgage backed by the Government that is intended to help people buy their first home with a deposit of as little as 5% of the property’s value. Help to Buy mortgages are available for both first time buyer and home movers who are purchasing a residential property for their own personal use.

A specialist professional mortgage - As a young professional your earning potential may be taken into consideration when you apply for a mortgage, particularly if you work in a profession with a clear and predictable progression structure. For example, some mortgage lenders will offer specialist professional mortgages to trainee accountants, trainee actuaries and trainee solicitors.

Speak to our specialist team to help you find the right mortgage option for you. To speak to one of our mortgage advisers click here »

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