Santander Remortgage

Our Santander Remortgage Service

Special features of what we offer include:

• Compare Santander remortgage deals with the whole market - we work with over 60 UK lenders

• Great Rates - Access to leading market mortgage rates

• Exclusive Mortgage Deals - Access to exclusive loan deals not available on high street

• Quick turnaround - speak to us today if you need to move quickly

• We have lenders who will take into account previous defaults and missed payments 

• Looking to raise additional finance on top of your existing Santander mortgage? Looking for short term or bridging finance? or a Santander buy to let mortgage? - we have access to a range of finance solutions

To investigate your Santander remortgage options call our mortgage team on 0117 403 4474 or fill in our callback request form.

If the fixed or discounted period of your current mortgage is coming to an end, you may want to look into switching to a Santander mortgage. Remortgaging simply involved moving your existing mortgage to a new mortgage lender, without moving house.

What are the benefits of remortgaging?

So why consider remortgaging? There a several reasons why remortgaging, and taking advantage of the latest deals, could make sense:

• Make some home improvements – Need more space? Remortgaging could help you to free up cash to extend your current home without the need to move house.

• Get your finances in order - Remortgaging can be a useful way of streamlining your finances and could even lower your monthly mortgage repayments if you move onto a new mortgage deal with a better rate of interest.

Why remortgage with us?

Remortgaging is a major financial decision, and we can provide expert mortgage advice to help you choose the right remortgage package for you. Other benefits that you could receive when you remortgage with Santander include:

• Expertise - Santander has over 160 years of experience in personal banking and mortgages

• Flexibility -  to choose the features and benefits that are important to you – Santander offers no booking fees on selected fixed and tracker remortgages

• Free valuation available with some products - Get a free standard valuation on a property valued up to £2.5 million

• Standard mortgage legal fees covered by Santander - Santander will pay your standard legal fees on some products (however, you may be required to repay these legal fees if you repay your mortgage within the first two years.)

• Make mortgage overpayments – Some Santander mortgages allow you to make overpayments of up to 10% per year on your mortgage, with no charges. This facility could allow you to pay off your mortgage earlier than might otherwise be possible.

• Special deals for Santander current account holders - If you are an existing Santander 123 Account customer you could be eligible to earn 1% cashback when you pay your Santander mortgage from your current account (up to a maximum monthly mortgage payment of £1,000)

Remortgage deals available from Santander

If you are thinking about remortgaging with Santander, take a look below at some of the remortgage deals you could choose from:

• Fixed rate mortgages – enjoy the security of knowing exactly how much you will need to repay each month. Santander offers a selection of fixed rate remortgage deals ranging in duration, so you can choose the fixed rate remortgage deal that best suits your personal circumstances.

• Tracker mortgages and lifetime trackerremortgages – rather than being fixed for a set period after you take out the mortgage, your interest rate will follow the Bank of England base rate. Santander offers a range of tracker mortgage deals including a lifetime tracker mortgage which tracks the Bank of England base rate for the entire life of the mortgage.

• Flexible Offset mortgages – use the money in your savings and current accounts to help reduce your monthly mortgage repayments or your mortgage term. Linking your Santander linked savings pot to your Santander mortgage allows you to offset any money you save against the remainder of your mortgage. This could allow you to pay off your mortgage more quickly. What’s more, you can still access your savings whenever you need to.

To compare top Santander remortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances. Or call 0117 403 4474  to speak to our mortgage team for bespoke remortgage quotes and advice.