Santander Mortgage Calculator
Our Santander Remortgage Service
Why choose our remortgage service?
Fair Mortgages can provide you with a first class mortgage service.
Special features of what we offer include:
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Whole of market service - we cover over 60 UK lenders including Santander
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Great Rates - Access to leading market rates
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Exclusive Deals - Access to exclusive remortgage deals not available on high street
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Fast turnaround - call us if you need to move fast!
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Less than perfect credit history? - We have lenders who will take into account previous defaults and missed payments
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Raising additional finance - If you are looking to raise finance we will look at all your finance options as well as remortgaging.
To investigate your remortgage options call our specialist team on 0117 403 4474 or fill in our call back form.

No matter if you are an experienced homeowner or looking to buy your very first property you may have been wondering if a mortgage from Santander is the right choice for you.
Using the Santander Mortgage calculator tool could give you an illustration of how much you may be able to borrow from them. You just need to enter how much you already have as a deposit along with other financial information like; your earnings, dependants and other credit commitments.
Once you have found out how much you may be able to borrow you can use the other Santander Mortgage Calculator tool to compare their different mortgages, based on the estimated property value and your deposit size.
When looking into a mortgage the most important thing is finding the best deal you can, After all once you sign for one you are most likely going to be locked into it for a number of years. Mortgages like most financial products can vary greatly between plans and lenders. Because of this it is wise to do your research and shop around before you commit to any one plan.
You can use the mortgage calculator on this website to search a range of different mortgages from various providers to see if you can find the best deal for you.
When comparing different mortgages remember to factor in any arrangement fees and other costs as well as Annual Percentage Rates, if the mortgage with the lowest APR has high set up fees it could actually cost you more than some other plans available to you. Generally speaking interest rates are calculated on the Loan to Value (LTV) of the mortgage, with people who can afford to put down deposits of 60% or more being offered the best interest rates available.
Mortgages can be quite variable in how you repay them so it is important to consider what might be best for you.
Different types of Mortgages
Fixed Rate – With a Fixed Rate mortgage your interest payments are the same throughout the course of the deal, so you know how much you will be paying for the whole introductory period.
Tracker – Tracker mortgages are linked to the base interest rate which is set by the Bank of England. This means that if the Bank of England either raises or lowers its base rate the interest you pay on your mortgage will also change to reflect this.
Discount – Discount mortgages are similar to trackers but instead of your interest rate being reflective of the Base Rate it is affected by your lender’s specific Standard Variable Rate. The SVR is the rate many mortgages revert to once you move out of your introductory deal.
Offset – This type of mortgage works by tying your savings to your mortgage. This usually means that you stop earning any interest on your savings instead the interest is used to offset your mortgage interest repayments. Lenders will allow you to either pay less each month, or to treat the difference as an overpayment, thus paying off your loan earlier.
For independent mortgage advice on whether Santander mortgages are right for you call our mortgage team on 0117 403 4474 or complete our callback request form.