Simple Mortgage Calculator

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support.

As your mortgage is such an important transaction, good advice is imperative.

"We know that the internet is the first port of call for many people when looking for mortgage solutions; our view is, yes use the internet to do your own research , but then bring it to us and we’ll let you know how your findings compare and then give you the information and advice you need - so that you can make the right decision for your future.” Adam Arnott, Head of Mortgages & Protection

Prefer to speak to a mortgage specialist? - Click here »

Simple Mortgage Calculator

Using different kinds of simple mortgage calculator can help prospective buyers, remortgagers and movers get an indication of various things such as how much they could borrow, and what their repayments might be, depending on the type of calculator used. There are various types of online mortgage calculator available from various lenders and other providers, such as affordability calculators.

Using the free Fair Mortgages calculator tool, you can compare a selection of mortgages from different providers, based upon the information you enter into the various boxes on the tool, such as how large of a deposit you have, the property value and what sort of mortgage you are interested in. The tool will then be able to filter a selection of products based upon the detail you input such as the relative Loan to Value (LTV) of the potential mortgage.

Affordability Calculators

Affordability calculators allow potoential borrowers to get an indication of how much they may be able to borrow, based upon information such as how much their annual income is, the amount they have in monthly outgoings and the size of their deposit.

Things to remember

Our mortgage calculator can give you an indication of what kind of mortgage deals you might be able to get, but you should bear in mind that this is only an indication and does not constitute advice, or guarantee that you will be offered a mortgage on the terms shown from the selected lenders.

Most lenders will tailor the exact amount they are willing to loan a specific borrower and at what interest rate based upon an assessment of their individual financial circumstances.