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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

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Details sort by initial rateLenderInitial rate Rate type Overall cost for comparisonMax LTVProduct feeMonthly cost Enquire
Initial rate: 2.39%
Rate type: 2.39% Fixed for 2 years
Monthly cost: £797.57 per month
Max LTV: 95%
Product fee: £1,149
Overall cost for comparison: 4.7% APRC
Monmouthshire BS logo 2.39% 2.39% Fixed for 2 years 4.7% APRC 95% £1,149 £797.57 per month get quotes Call us0117 403 4474 More details Broker Only Deal
Initial rate: 2.49%
Rate type: 2.49% Fixed to 01/10/2024
Monthly cost: £806.60 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 4.5% APRC
Virgin Money logo 2.49% 2.49% Fixed to 01/10/2024 4.5% APRC 65% £995 £300 cashback £806.60 per month get quotes Call direct0330 057 1528 Broker Only Deal
Initial rate: 2.51%
Rate type: 2.51% Fixed to 31/07/2027
Monthly cost: £808.42 per month
Max LTV: 60%
Product fee: £1,499
Overall cost for comparison: 3.6% APRC
HSBC logo 2.51% 2.51% Fixed to 31/07/2027 3.6% APRC 60% £1,499 £808.42 per month get quotes
Initial rate: 2.53%
Rate type: 2.53% Fixed to 01/10/2027
Monthly cost: £810.23 per month
Max LTV: 65%
Product fee: £995
Overall cost for comparison: 4.0% APRC
Virgin Money logo 2.53% 2.53% Fixed to 01/10/2027 4.0% APRC 65% £995 £300 cashback £810.23 per month get quotes Call direct0330 057 1528 Broker Only Deal
Initial rate: 2.54%
Rate type: 2.54% Fixed for 5 years
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £490
Overall cost for comparison: 3.5% APRC
first direct logo 2.54% 2.54% Fixed for 5 years 3.5% APRC 60% £490 £811.14 per month get quotes Call direct0808 296 5500
Initial rate: 2.54%
Rate type: 2.54% Fixed for 2 years
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £490
Overall cost for comparison: 3.9% APRC
first direct logo 2.54% 2.54% Fixed for 2 years 3.9% APRC 60% £490 £811.14 per month get quotes Call direct0808 296 5500
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2024
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.9% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2024 3.9% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2025
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.8% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2025 3.8% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 31/07/2027
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 3.5% APRC
HSBC logo 2.54% 2.54% Fixed to 31/07/2027 3.5% APRC 60% £999 £811.14 per month get quotes
Initial rate: 2.54%
Rate type: 2.54% Fixed to 02/09/2024
Monthly cost: £811.14 per month
Max LTV: 60%
Product fee: £999
Overall cost for comparison: 4.0% APRC
Santander logo 2.54% 2.54% Fixed to 02/09/2024 4.0% APRC 60% £999 £811.14 per month get quotes Call us0117 403 4474 More details
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Simple Mortgage Calculator

Simple Mortgage Calculator

Our Mortgage Service - helping you make the right decision

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

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Prefer to speak to a mortgage specialist? - Click here »

Simple Mortgage Calculator

Using different kinds of simple mortgage calculator can help prospective buyers, remortgagers and movers get an indication of various things such as how much they could borrow, and what their repayments might be, depending on the type of calculator used. There are various types of online mortgage calculator available from various lenders and other providers, such as affordability calculators.

Using the free Fair Mortgages calculator tool, you can compare a selection of mortgages from different providers, based upon the information you enter into the various boxes on the tool, such as how large of a deposit you have, the property value and what sort of mortgage you are interested in. The tool will then be able to filter a selection of products based upon the detail you input such as the relative Loan to Value (LTV) of the potential mortgage.

Affordability Calculators

Affordability calculators allow potoential borrowers to get an indication of how much they may be able to borrow, based upon information such as how much their annual income is, the amount they have in monthly outgoings and the size of their deposit. 

Things to remember

Our mortgage calculator can give you an indication of what kind of mortgage deals you might be able to get, but you should bear in mind that this is only an indication and does not constitute advice, or guarantee that you will be offered a mortgage on the terms shown from the selected lenders.

Most lenders will tailor the exact amount they are willing to loan a specific borrower and at what interest rate based upon an assessment of their individual financial circumstances. 

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