Professional Mortgages
Our Professional Mortgage Service
Special features of what we offer include:
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Whole of market service - we work with most UK lenders
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Great rates - Access to leading market mortgage rates
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Exclusive Deals - Access to exclusive loan deals not available on high street
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Fast turnaround - speak to us today if you need to move quickly
To investigate your mortgage options call our mortgage team on 0117 403 4474 or fill in our call back form.
Professional Mortgages
If you are a UK based professional you may be able to secure a specialist mortgage from certain lenders reserved for borrowers with certain careers, due to the stability and reliability of income associated with certain professions lender’s may be willing to offer higher loan to value ratios or offer more competitive rates.
Professional mortgages can be available for working on a; employed, self employed, contract or limited company director basis.
Professions
Lenders can have varying lending criteria; however vocations on a lender’s professional mortgage lending criteria may include:
However this is not an exhaustive list and various lenders may consider borrowers with other careers.
Before you take out a professional mortgage
It is worth thoroughly shopping around different providers, every lender has their own criteria and some may be better suited for you than others. You should also consider exactly what sort of arrangement you want, repayment or interest-only? You should also consider what sort of introductory mortgage offer you feel would be best.
Professional mortgage lenders may include products for first time buyers, home movers, or those wishing to purchase an investment property on a buy to let basis.
Speaking to a mortgage adviser
If you are interested in a professional mortgage you may find it beneficial to use the services of an independent mortgage adviser, in addition to being able to offer you impartial advice, there are also a selection of mortgages from certain lenders that are only available through advisers. An adviser who offers a whole of market service can use their expertise to search across different providers on your behalf to try and find the product best suited to you and your profession.
Fair Mortgages
To find out if Fair Mortgages can help you find a professional mortgage, fill in our online contact form to request a call-back from one of our advisers who can offer a free initial consultation.
Call our broker team on 0117 403 4474 or request a callback.